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Man vet aldri hva som skjer i livet. Forsikringene kan hjelpe oss gjennom uforutsette hendelser som livet har å by på. De viktigste forsikringene du skaffer deg er de tre store:

\n\n

reise
ulykke
innbo

\n\n

Flere forsikringsselskaper kombinerer disse i pakker, gjerne tilpasset studentøkonomien. Disse forsikringene er helt nødvendige for å unngå store utgifter om det skulle skje uhell. Reiseforsikringen din forsikrer alt utenfor din egen dør, og innbo forsikrer det som er inni boligen.

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Ta en vurdering på trygghetsforsikringer. Er du en av dem som mister mobilen på fest eller veiver borti tv-en når du danser etter overstått eksamen? Da er det kanskje lurt å forsikre de elektroniske hjelpemidlene dine. Hvis du derimot mener at du fint klarer å holde styr på armer, bein og mobil, skal du droppe disse forsikringene og kose deg med å bruke pengene på noe annet.

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Sjekk om du er dekket gjennom forsikringene til foreldrene dine! I noen forsikringsselskaper kan du dekkes under innboforsikringen til foreldrene dine dersom du er folkeregistrert på samme adresse som dine foreldre. Du kan derfor spare penger på å ikke endre folkeregistrert adresse som student.

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Lag en oversikt over de dyre tingene du eier så du ikke glemmer dem. Tips her er sport, bunad, smykker, elektronikk og annet. Alt blir nemlig ikke nødvendigvis dekket av innboforsikringen. Les forsikringsvilkårene nøye, og se opp for forsikringsunntak om for eksempel dyrt sportsutstyr i bod, og sykkel i fellesarealer.

\n"},"quote":null,"media":null},{"selectedType":"opt_rich_text","header":null,"richText":{"displayAsInfoBox":false,"header":"Sjekk om du er medlem og kan spare","text":"

Spar på å velge studentpakker! Som ung og student er det mange gode tilbud du kan slå til på, som for eksempel studentpakkene hos If og Gjensidige. I tillegg kan du sjekke om du kan få en god avtale gjennom en fagforening eller andre foreninger. Eksempel kan være TEKNA, Obos, Utdanningsforbundet, YS, NITO, og flere studentorganisasjoner.

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